MEMBERSHIP

Membership built on participation, not just an account.

Members save regularly, participate in cooperative decisions, and gain access to responsible loans and community projects. Membership is a commitment to collective discipline as much as it is a benefit.

Membership categories

Farmer Member

Smallholder and commercial farmers growing crops or rearing livestock.

Worker Member

Salaried and informal workers saving toward personal and family goals.

Enterprise Member

Owners of registered or informal small businesses and workshops.

Youth Member

Members aged 18–30 building early saving habits and skills.

Community Partner

Organisations and groups supporting cooperative projects without individual savings accounts.

Eligibility (demonstration policy)

These fictional requirements illustrate a typical cooperative onboarding policy.

  • Aged 18 or older
  • Valid form of identification
  • Completion of a short membership orientation
  • Minimum opening contribution of ₦2,000
  • Agreement to cooperative principles and bylaws

The membership journey

What membership gives you

Structured savings

Five plans built for different goals — from harvest reserves to enterprise capital.

Eligible loan access

Responsible borrowing tied to your savings history and membership standing.

Project participation

A vote and a stake in the community projects the cooperative funds.

Educational programmes

Field training, financial literacy sessions and youth fellowships.

Cooperative events

Quarterly assemblies and community gatherings across branches.

Member welfare

Emergency welfare support in times of household need.

Apply for membership

A frontend-only demonstration form. No application is actually submitted.